Mr. Davies is the co-founder and CTO of C24, a London based fast data company specialising in high-volume, low-latency complex messaging. With customers including many of the world’s largest investment banks, C24 provides data optimisation for standards like SWIFT, ISO-20022, FpML and FIX as well as proprietary formats. C24 has recently released a new data optimization product – PREON – that creates highly optimized binary versions of these complex messages reducing memory and network usage by over 20 times, while significantly increasing performance for Services Architectures. Mr. Davies has been global chief architect at JP Morgan, BNP Paribas and was the original architect behind Visa’s V.me (now Visa Checkout). He has co-authored several Java books and is a frequent speaker at technical and banking conferences around the world.